Affiliate Disclosure
HomeWarranty Wise · homewarranty.moblave.com · Last Updated: September 2026
Effective Date: September 5, 2026
FTC Compliance Notice: Mandatory Disclosure under 16 CFR Part 255
In accordance with the Federal Trade Commission (FTC) guidelines governing endorsements, testimonials, and commercial transparency in digital media, HomeWarranty Wise (https://homewarranty.moblave.com) provides this full Affiliate Disclosure to explain how this website is funded and how commercial relationships operate.
1. What Is an Affiliate Link and How Does It Work?
Many of the outbound links, comparison buttons (e.g., "Get a Free Quote," "Check Pricing," "View Plans"), and telephone numbers featured across our articles, reviews, and cost guides are affiliate and referral links. This means that if you click on a partner link, request a free quote, dial a designated toll-free telephone number, or purchase a home warranty plan, HomeWarranty Wise may receive financial compensation from the provider at no additional cost to you.
2. No Extra Cost to the Consumer
Purchasing a home warranty plan or requesting an estimate through our referral links will never increase the price you pay. In fact, due to institutional partnerships with leading warranty networks, our readers frequently gain access to exclusive promotional discounts, waived first-month premiums, seasonal coupons, or complimentary coverage add-ons (such as free roof leak or pool coverage riders).
3. Affiliate Networks and Commercial Partners
HomeWarranty Wise works with reputable affiliate management networks, direct referral programs, and pay-per-call aggregators, including but not limited to:
- FlexOffers
- Impact.com
- CJ Affiliate (Commission Junction)
- Dedicated Pay-Per-Call Distribution Networks
- Direct In-House Referral Agreements with providers including American Home Shield, Choice Home Warranty, Liberty Home Guard, Cinch Home Services, First American Home Warranty, and Select Home Warranty.
4. Uncompromising Editorial Independence
While financial compensation sustains our research, web development, and ongoing testing, our commercial partnerships never dictate our editorial verdicts, star ratings, or contract analyses. Our editorial methodology is founded on independent, verifiable standards:
- We review and critique companies regardless of whether they offer an active affiliate compensation structure.
- If a company has high claim denial rates, poor Better Business Bureau (BBB) ratings, or restrictive fine-print dollar caps, we disclose those shortcomings prominently.
- Our review scores are calculated via our published five-pillar methodology (Coverage Comprehensiveness, Pricing Transparency, Response Times, Fine-Print Caps, and Consumer Sentiment).
5. Display Advertising (Google AdSense)
In addition to affiliate partnerships, our pages display automated programmatic advertisements provided by Google AdSense. These advertisements are labeled with "Ad," "Sponsored," or Google's ad choices icon. We do not personally review or endorse every individual business advertised through automated programmatic networks.
6. Why We Maintain Transparency
We believe that trust is the foundation of digital publishing. The home warranty industry has faced historical criticism regarding ambiguous contract clauses. We believe our readers deserve absolute clarity regarding our funding model. Our goal is to provide honest, data-backed guidance that empowers American homeowners to make educated decisions.
If you have any questions regarding our affiliate relationships or wish to verify our commercial disclosures, please email us directly at: contact@homewarranty.moblave.com.
Direct Inquiries: contact@homewarranty.moblave.com
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