Privacy Policy

HomeWarranty Wise · homewarranty.moblave.com · Last Updated: September 2026

Effective Date: September 5, 2026
Last Updated: September 5, 2026

At HomeWarranty Wise (accessible via https://homewarranty.moblave.com), we prioritize the privacy and data security of our visitors. This Privacy Policy document outlines the types of personal and non-personal information collected, recorded, and utilized by HomeWarranty Wise, in compliance with applicable United States federal laws, the California Consumer Privacy Act (CCPA), and international privacy standards.

1. Information We Collect

We collect information to provide better editorial comparisons, evaluate home warranty options, and connect homeowners with licensed service providers. The information collected falls into two primary categories:

• Voluntary Personal Information: When you subscribe to our newsletter, request a quote comparison, leave a comment, or contact us via our web forms, you may provide details including your full name, email address, postal code (ZIP code), phone number, and home appliance profile.
• Automated Non-Personal Technical Data: When you browse our website, our servers automatically record standard internet log data, including your Internet Protocol (IP) address, browser type, Operating System (OS), referring/exit pages, timestamps, device fingerprints, and clickstream behavior.

2. How We Use Your Information

The information we collect is strictly utilized for legitimate business and editorial purposes:

1. To deliver, maintain, and enhance our home warranty guides, state-by-state rate analyses, and cost calculators.
2. To connect users who explicitly request quotes or telephone consultations with verified third-party home warranty providers, affiliate network partners, and licensed contractor dispatch services.
3. To monitor traffic analytics, detect fraudulent activity, and ensure compliance with digital advertising standards.
4. To serve personalized or non-personalized advertisements through the Google AdSense advertising network.

3. Advertising Partners & Google AdSense

We monetize our digital publication through advertising partners, including Google AdSense. Google is a third-party vendor that uses cookies, specifically the DoubleClick DART cookie, to serve targeted ads based on your visits to this website and other websites across the Internet.

Users may opt out of personalized advertising by visiting the Google Ad & Content Network Privacy Policy. We do not control cookies deployed by third-party advertisers.

4. Affiliate Marketing Networks & Lead Referral Disclosures

HomeWarranty Wise participates in affiliate marketing programs, including networks such as FlexOffers, Impact, CJ Affiliate, and dedicated pay-per-call platforms. When you click an outbound link or dial a dedicated toll-free phone number displayed on our website, tracking cookies may be placed on your device to record referral origin and allocate commissions. No personally identifiable medical or financial data is passed through standard affiliate tracking parameters.

5. California Consumer Privacy Act (CCPA) Rights

If you are a California resident, you are entitled to specific rights under the California Consumer Privacy Act (CCPA):

• Right to Know: You may request disclosure of the specific categories and pieces of personal information collected about you over the preceding 12 months.
• Right to Delete: You may request that we delete any personal information collected directly from you, subject to legal exceptions.
• Right to Opt-Out of Sale / Sharing: We do not sell personal data for monetary consideration. However, under California law, sharing data for cross-context behavioral advertising may be considered a "sale." You may opt out at any time by contacting our compliance office.
• Right to Non-Discrimination: We will never deny services, charge different prices, or provide varying levels of editorial quality to users who exercise their statutory privacy rights.

6. Cookie Management and Tracking Technologies

We use session cookies, persistent tracking cookies, and web beacons to optimize site speed, remember user preferences, and analyze readership engagement. You can choose to disable cookies through your individual browser settings. For detailed information regarding cookie controls, please review our comprehensive Cookie Policy.

7. Data Retention and Security

We implement industry-standard Secure Sockets Layer (SSL) encryption, firewalls, and restricted administrative access protocols. Personal information submitted through contact forms is retained only as long as necessary to fulfill user requests or resolve regulatory inquiries, after which it is securely scrubbed or anonymized.

8. Contact Our Privacy Officer

If you have any questions, inquiries, or formal CCPA data requests regarding this Privacy Policy, please contact our team via email at: contact@homewarranty.moblave.com.

HomeWarranty Wise Editorial Office
Direct Inquiries: contact@homewarranty.moblave.com

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